C-

npm:xendit-mcp

https://www.npmjs.com/package/xendit-mcp
72/100 · MCP Trust Grade · checked 4h ago · MCP 0.2.0

What it offers — 12 tools · Finance & Crypto

get_balance

Get your Xendit account balance. Returns available balance by account type (CASH, HOLDING, TAX).

list_invoices

List invoices from your Xendit account with optional filters for status, date range, and pagination.

get_invoice

Get details of a specific Xendit invoice by ID.

create_invoice

Create a new payment invoice. Returns a payment link your customer can use to pay.

expire_invoice

Expire an active invoice so it can no longer be paid.

list_transactions

List transactions from your Xendit account. Includes payments received, payouts, refunds, transfers, and balance adjustments.

create_disbursement

[DEPRECATED \u2014 prefer prepare_disbursement + confirm_disbursement] Send money to a payout channel in a single call. Requires an approval code and

prepare_disbursement

Stage a payout and return an opaque, time-bounded, single-use token. No money moves until confirm_disbursement is called with this token.

confirm_disbursement

Execute a previously prepared disbursement token by creating a payout in Xendit. Requires a separate human approval code.

cancel_disbursement

Cancel a prepared disbursement before it is confirmed. Idempotent when the token is already gone.

get_disbursement

Check the status of a payout/disbursement by ID.

list_disbursement_banks

List payout channels available for money-out flows. Returns channel codes such as ID_BCA and PH_BPI.

Spec / packaging20%100
Security (OWASP MCP)30%25
Maintenance / popularity20%100
Tool hygiene15%70
Transparency / provenance15%90

Findings

WARNMCP08 References sensitive file paths / environment secrets.
INFO Static analysis of npm package xendit-mcp@0.2.0 (stdio server — no remote endpoint). Reliability/behavioral signals require running it; not measured.
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How this grade is computed. An open, independent rubric — Spec conformance (20%), Security mapped to the OWASP MCP Top 10 (30%), Reliability (20%), Tool hygiene (15%), Transparency (15%) — run by connecting to the server and inspecting its real MCP surface. The grade is free and identical whether or not the operator pays. v1 uses static + spec signals from a single connection; continuous uptime, real latency, and annotation-truthing (declared readOnly vs observed behavior) layer on via the wmcp.sh proxy.